Staking lets you earn ADA rewards on the ADA in your wallet while helping keep Cardano secure and decentralized. It's low-risk and low-effort, and in NUFI it takes just a few clicks.


How it works

Cardano is a Proof-of-Stake blockchain. Stake pools (validators) run the network by creating new blocks, and the blockchain rewards them for it. When you stake, you delegate your ADA to a stake pool. This adds weight to that pool, making it more likely to be picked to create blocks, and the pool shares the resulting rewards with its delegators.


Delegating doesn't move your ADA anywhere. You're simply telling the blockchain which pool your ADA supports.


Staking with NUFI
  • Your ADA never leaves your wallet, and you keep full ownership and control
  • Staked ADA is never locked, so you can spend or send it at any time
  • Rewards are automatically staked too
  • No minimum staking period
  • Choose your own stake pool, and switch at any time
  • Stake from hot wallet or hardware wallet accounts, and have multiple stake accounts

Rewards schedule
  • Cardano runs in epochs of 5 days.
  • Your first rewards arrive after 15–20 days. After that, rewards are paid every epoch.
  • How much you earn depends on how much you stake, your pool's performance, and its fees. Returns are typically a few percent per year.

Deposit, unstaking and withdrawing
  • Deposit: when you stake from an account for the first time, the blockchain takes a 2 ADA deposit. You get it back if you stop staking (deregister) that account.
  • Unstaking: there's no unstaking mechanism. Staked ADA is always spendable.
  • Withdrawing rewards: rewards accumulate in your account's reward balance. To spend them, withdraw them to your available balance. It's instant and costs a small network fee.
  • Governance (voting delegation): since Cardano's 2025 governance upgrade, you need to delegate your voting power (to a DRep, or choose Abstain or No confidence) before you can withdraw rewards. This doesn't affect your staking or your funds. If you haven't already delegated to a DRep, NUFI automatically delegates you to the Abstain DRep to satisfy this requirement.

FAQs

Is staking safe?
Yes. Your ADA stays in your wallet the whole time and you never hand over control. Cardano also has no "slashing", so a stake pool can't lose your ADA even if it performs badly. The worst case is lower rewards, which you can fix by switching pools.


Can I use my ADA while it's staked?
Yes. Staked ADA is never locked, so you can send, swap or spend it at any time. Your stake amount updates automatically.


How do I start?
Click Staking in the left-hand sidebar, or click Stake Now next to ADA on the Home screen.